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	<title>The St Aug Blog</title>
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	<link>http://staugustineteamrealty.com/TheStAugBlog</link>
	<description>The St. Augustine Team&#039;s Real Estate Blog. Visit us at www.StAugustineTeamRealty.com.</description>
	<lastBuildDate>Mon, 17 Jun 2013 17:47:49 +0000</lastBuildDate>
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		<title>Native Plant Update: Butterflies and Herbs</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2666</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2666#comments</comments>
		<pubDate>Mon, 17 Jun 2013 17:46:55 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[drought resistant plants st augustine]]></category>
		<category><![CDATA[native plants st augustine]]></category>
		<category><![CDATA[planting florida natives st augustine]]></category>
		<category><![CDATA[drought reistant plants st augustine]]></category>
		<category><![CDATA[drought resistant plants st augustine florida]]></category>
		<category><![CDATA[How to grow a Florida wildflower garden]]></category>
		<category><![CDATA[How to grow Florida wildflowers]]></category>
		<category><![CDATA[native plants st augustine florida]]></category>
		<category><![CDATA[Planting drought resistant plants in St. Augustine Florida]]></category>
		<category><![CDATA[planting florida natives in st augustine yards]]></category>
		<category><![CDATA[st augustine florida's valley of death]]></category>
		<category><![CDATA[Valley of Life Project St. Augustine Team Realty]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2666</guid>
		<description><![CDATA[I went ahead and bought five (much bigger) milkweeds, but I had to be careful...there were caterpillars on half the plants in the nursery (didn't want to bring home more competition) and a monarch butterfly busy laying eggs on the others. Which was cool to watch.

I could only find one caterpillar when I got back, so I transplanted it to one of the new plants. The next morning he was gone too.

He and the others probably got ate. Monarch butterflies and caterpillars supposedly don't taste very good, but as a website on the caterpillars noted, "birds and reptiles have to find that out the hard way."
]]></description>
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		<item>
		<title>Applying For A Loan? Your Payment May Go Up!</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2662</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2662#comments</comments>
		<pubDate>Mon, 03 Jun 2013 16:39:30 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[St Augustine loans]]></category>
		<category><![CDATA[Buying more expensive home payment could go up]]></category>
		<category><![CDATA[if you get a new home your payment could go up]]></category>
		<category><![CDATA[St Augustine loan]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2662</guid>
		<description><![CDATA["But it's double what we are paying now! We can't afford that!" 

So I'm thinking to myself, "You want to buy a house that's more expensive and you don't think the payment is going to go up?" 

Buyers always balk at payment estimates. I think it's funny that this happens to Realtor families too.
]]></description>
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		<item>
		<title>Applying For A Loan, What to Expect</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2659</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2659#comments</comments>
		<pubDate>Mon, 03 Jun 2013 16:06:09 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[Applying for a loan what to expect]]></category>
		<category><![CDATA[St Augustine loan]]></category>
		<category><![CDATA[What to expect applying for a loan]]></category>

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		<title>Does A Seller Have To Disclose Trouble With a Homeowner&#8217;s Association?</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2654</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2654#comments</comments>
		<pubDate>Tue, 28 May 2013 08:00:33 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[Homeowners Association Trouble]]></category>
		<category><![CDATA[Does a seller have to disclose HOA trouble?]]></category>
		<category><![CDATA[Does a seller have to disclose late dues to the hoa or condo association?]]></category>
		<category><![CDATA[Does the seller have to disclose late condo dues?]]></category>
		<category><![CDATA[Does the seller have to disclose late HOA dues?]]></category>
		<category><![CDATA[Does the seller have to disclose trouble with the homeowners association?]]></category>
		<category><![CDATA[What does a seller have to disclose?]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2654</guid>
		<description><![CDATA[Does a seller have to disclose trouble with the homeowner's association (HOA) or condo association?

That's a tricky one, and I'm not a lawyer, so don't take this as legal advice.

Here's how I understand it...]]></description>
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		</item>
		<item>
		<title>What Can An Agent Do That a Buyer Can&#8217;t Do?</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2646</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2646#comments</comments>
		<pubDate>Tue, 21 May 2013 14:50:49 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[St. Augustine Real Estate]]></category>
		<category><![CDATA[What can a Realtor do that I can't?]]></category>
		<category><![CDATA[What can a real estate agent do that I can't?]]></category>
		<category><![CDATA[What does a real estate agent do?]]></category>
		<category><![CDATA[what does a realtor do]]></category>
		<category><![CDATA[What does an agent do that I can't?]]></category>
		<category><![CDATA[Why should I use a Realtor?]]></category>
		<category><![CDATA[Why would you hire a Realtor?]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2646</guid>
		<description><![CDATA[When you apply for a loan you are asking a complete stranger for money.

This complete stranger (the bank) has no legal, honorable or ethical duty to lend you the money.

It's my understanding that they can't deny you the money based on your skin color, religion, familial status or other fair housing items, but they are not obligated to otherwise loan you the money if they don't think you are a good risk.

They also don't have to work on any time frame but their own.

In other words...they don't care what your closing date is. ]]></description>
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		<title>6340 Pine Circle South: An Elegant Home In a Shady Arbor</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2642</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2642#comments</comments>
		<pubDate>Wed, 15 May 2013 01:38:50 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[6340 Pine Circle South St. Augustine Florida 32095]]></category>
		<category><![CDATA[6340 Pine Circle South St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale near British Pub St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale Palencia Elementary St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale Sebastian Middle School St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale St Augustine High School]]></category>
		<category><![CDATA[Home in St. Augustine with easy commute to Jacksonville]]></category>
		<category><![CDATA[Home with arbor for sale St Augustine Florida]]></category>
		<category><![CDATA[Home with easy commute to County Complex St Augustine Florida]]></category>
		<category><![CDATA[Home with easy commute to Northrup Grumman St Augustine Florida]]></category>
		<category><![CDATA[Home with herringbone wood floors St Augustine]]></category>
		<category><![CDATA[Home with privacy fence St Augustine Florida]]></category>
		<category><![CDATA[Home with room for boat St Augustine Florida]]></category>
		<category><![CDATA[Home with room for Motorhome St Augustine Florida]]></category>
		<category><![CDATA[Home with room for RV St Augustine Florida]]></category>
		<category><![CDATA[Home with room for work truck St. Augustine Florida]]></category>
		<category><![CDATA[Home with wood floors St Augustine Florida]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2642</guid>
		<description><![CDATA[<iframe width="480" height="360" src="https://www.youtube.com/embed/XjMFu4JLyYU?rel=0" frameborder="0" allowfullscreen></iframe>]]></description>
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		<item>
		<title>296 Moses Creek Boulevard: Former Model Home Ideal for Entertaining</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2637</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2637#comments</comments>
		<pubDate>Wed, 15 May 2013 01:16:35 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[296 Moses Creek Blvd St. Augustine Florida]]></category>
		<category><![CDATA[former model home for sale St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale in Gamble Rogers Middle School district St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale in Menendez high school district St. Augustine Florida]]></category>
		<category><![CDATA[Home for sale in Southwoods Elementary district St. Augustine Florida]]></category>
		<category><![CDATA[Home with air conditioned garage St Augustine FLorida]]></category>
		<category><![CDATA[Home with bonus room for sale St. Augustine Florida]]></category>
		<category><![CDATA[Home with breakfast nook St Augustine Florida]]></category>
		<category><![CDATA[Home with columns in foyer St Augustine Florida]]></category>
		<category><![CDATA[Home with heated garage St Augustine Florida]]></category>
		<category><![CDATA[Home with privacy fence St Augustine Florida]]></category>
		<category><![CDATA[Home with screened patio length of home St Augustine Florida]]></category>
		<category><![CDATA[Home with separate office for sale St Augustine Florida]]></category>
		<category><![CDATA[Home with surround sound St Augustine Florida]]></category>
		<category><![CDATA[Moses Creek Estates]]></category>
		<category><![CDATA[Moses Creek Estates St Augustine Florida Home for sale]]></category>

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		<description><![CDATA[<iframe width="480" height="360" src="https://www.youtube.com/embed/UHMlINeeHKM?rel=0" frameborder="0" allowfullscreen></iframe>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2515 Deerwood Acres Drive: A Home, A Barn, Acreage, and Water!</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2632</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2632#comments</comments>
		<pubDate>Thu, 09 May 2013 05:55:47 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[2515 Deerwood Acres Drive]]></category>
		<category><![CDATA[2515 Deerwood Acres Drive 32084]]></category>
		<category><![CDATA[2515 Deerwood Acres Drive St Augustine]]></category>
		<category><![CDATA[Barn for sale St Augustine]]></category>
		<category><![CDATA[Car property St Augustine]]></category>
		<category><![CDATA[Car storage for sale St Augustine]]></category>
		<category><![CDATA[Home and Barn for sale St. Augustine]]></category>
		<category><![CDATA[Home and land packages St Augustine]]></category>
		<category><![CDATA[Home Land Barn and Water for Sale St. Augustine Florida]]></category>
		<category><![CDATA[Horse property St Augustine]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2632</guid>
		<description><![CDATA[<iframe width="420" height="315" src="https://www.youtube.com/embed/H26pczPUO5c?rel=0" frameborder="0" allowfullscreen></iframe>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Updated Video of 3-Bedroom Home at 350 South Churchill in St. Augustine, Florida 32086</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2627</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2627#comments</comments>
		<pubDate>Thu, 02 May 2013 17:43:23 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[350 South Churchill Drive St. Augustine Florida 32086]]></category>
		<category><![CDATA[3 bedroom home St Augustine]]></category>
		<category><![CDATA[350 Churchill 32086]]></category>
		<category><![CDATA[350 Churchill Drive St Augustine Florida]]></category>
		<category><![CDATA[350 S Churchill St Augustine]]></category>
		<category><![CDATA[350 S. Churchill Drive St. Augustine Florida 32086]]></category>
		<category><![CDATA[350 South Churchill 32086]]></category>
		<category><![CDATA[Hidden Lakes Saint Augustine Florida]]></category>
		<category><![CDATA[Hidden Lakes St. Augustine FL]]></category>
		<category><![CDATA[Osceola school district St Augustine FL]]></category>
		<category><![CDATA[Rolling Hills Drive St Augustine Florida]]></category>

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		<description><![CDATA[<iframe width="420" height="315" src="https://www.youtube.com/embed/8dHS5mSlDEo?rel=0" frameborder="0" allowfullscreen></iframe>]]></description>
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		</item>
		<item>
		<title>Update On Our Native / Drought Resistant Plants Project</title>
		<link>http://staugustineteamrealty.com/TheStAugBlog/?p=2622</link>
		<comments>http://staugustineteamrealty.com/TheStAugBlog/?p=2622#comments</comments>
		<pubDate>Wed, 24 Apr 2013 14:19:55 +0000</pubDate>
		<dc:creator>Sean</dc:creator>
				<category><![CDATA[drought resistant plants st augustine]]></category>
		<category><![CDATA[native plants st augustine]]></category>
		<category><![CDATA[planting florida natives st augustine]]></category>
		<category><![CDATA[drought reistant plants st augustine]]></category>
		<category><![CDATA[drought resistant plants st augustine florida]]></category>
		<category><![CDATA[How to grow a Florida wildflower garden]]></category>
		<category><![CDATA[How to grow Florida wildflowers]]></category>
		<category><![CDATA[native plants st augustine florida]]></category>
		<category><![CDATA[Planting drought resistant plants in St. Augustine Florida]]></category>
		<category><![CDATA[planting florida natives in st augustine yards]]></category>
		<category><![CDATA[st augustine florida's valley of death]]></category>
		<category><![CDATA[Valley of Life Project St. Augustine Team Realty]]></category>

		<guid isPermaLink="false">http://staugustineteamrealty.com/TheStAugBlog/?p=2622</guid>
		<description><![CDATA[When we originally started this we drew out a planting plan on graph paper on where things would go.

We put the Florida native wildflowers in the front (because they usually stay close to the ground), and put the society garlic behind them, because the garlic usually grows taller.

Well, the wildflowers took off! Some of them got as high as two feet, blocking the garlic from view. So we moved the garlic to the front.]]></description>
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